Debt Management Help

Sometimes debt can overwhelm us, Student loans, credit cards and medical expenses are the most common culprits that derail a person’s financial well-being. When debt gets the best of you, your union is here to help.

Cambridge Credit Counseling Student Debt Assistance* from NYSUT Member Benefits
Speak with a student loan counselor
Attend a Student Loan Workshop
Access a Student Loan Portal to learn about your debt repayment options.

Cambridge Credit Counseling – Debt Consolidation & Debt Management*  from NYSUT Member Benefits
With Cambridge’s assistance, NYSUT/UCATS members may be able to consolidate their credit card bills into one simple monthly payment and get out of debt in a fraction of the time that it would take on their own making minimum monthly payments. Cambridge’s typical debt management clients can take advantage of:
— Reduced interest rates by an average of 64%
— Reduced monthly credit card payments by an average of nearly $150 per month
— Credit card debt eliminated in an average of just 48 months
— NYSUT members receive an additional 10% discount on debt consolidation services

AFL-CIO Debt Management, Credit/Bankruptcy Counseling*
Offers FREE budgeting assistance or, for a fee, a Debt Management Plan program. Reimbursement of some fees available.

*NOTE: Some components of each of these benefits are free, usually advisement for you to help yourself; for a fee, they will act on your behalf and do the work for you.